Simplify Money

以下为收录时的原文，语言与页面不同，未做翻译。

Simplify Money App is a personal finance management tool that uses AI to offer tailored financial insights, automate goal-based planning, manage debt, and optimize tax liabilities, helping users make informed financial decisions and improve their overall financial health.

官网介绍

Track expenses, invest, learn, file tax & talk to your money — all in one AI app. 22 Indian languages. 50,000+ downloads. 4.5★+.

官网要点

• Money & Goal Tracking
• Recommend specific stocks or mutual funds
• Analyse your portfolio

官方常见问题

Are you a SEBI Registered Investment Adviser?

No, not yet. Our application for SEBI Investment Adviser registration is under review. Until it is granted, we can show you your own money, explain it, and help you learn — but we cannot recommend specific investments or build you a financial plan. Everything you see in the app is information, not advice, and every decision is yours.

Will Kuber.AI tell me which mutual fund or stock to buy?

No. Not until we are registered. Ask Kuber.AI what a term is, how your spending changed, how far your goal is, or what a line on your statement means, and it will answer. Ask it what to buy, and it will tell you it cannot — and why. Pinpointed investment advice requires SEBI Investment Adviser registration.

What is the difference between guidance and advice?

Advice is someone telling you what to do with your money: buy this fund, sell that stock, put a set amount here every month. In India that is a regulated activity and needs SEBI registration. What we offer is information about your own money: what you have, where it went, what a goal needs, what a term means. We describe. We do not direct.

Which companies are behind Simplify Money?

Two. Turvas Technology Solutions Private Limited (CIN U62010UP2023PTC191807) owns the Simplify Money brand and builds the app; it is a DPIIT-recognised start-up (DIPP153513). Simplify Money Private Limited (CIN U66290UW2026PTC253434), its subsidiary, is an AMFI-registered mutual fund distributor (ARN-363095) and is the entity through which financial products are distributed. Both are registered at

What does Simplify Money actually do?

Simplify Money is an AI-powered personal finance app built around four things: analytics and insights on your own data, money and goal tracking, learning and money games, and AI agents that handle money admin such as Tax Pilot and Scam Shield. Income tax filing runs inside the app during tax season.

Is it free?

Yes, Simplify Money is free to use. Some features are available through subscriptions.